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A variable annuity is an annuity with exposure to investments. If a fixed annuity pays a fixed rate of return, a variable annuity pays a variable rate of .

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A variable annuity is a tax-deferred retirement vehicle that allows you to choose from a selection of investments, and then pays you a level of income in .

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At retirement, an annuity can provide a guaranteed income stream for one or more people, in specified amounts, for a specified period or for life.

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