Dec 5, 2010 – Sample letter for validating a debt from a collection agency. . respond to your letter and the information appears to be correct (you honestly .

14 posts - 6 authors - Last post: Jul 19What Constitues Validation of Debt? . court case supporting proper validation as the collector passing on information directly from the creditor .

In your response letter to the debt collector, it's technically more correct to say you DISPUTE the alleged debt, not just ask for validation. By disputing, you're not .

If a consumer makes a timely request for debt validation and a debt collector fails to provide proper validation or does not respond at all, the debt collector may .

10 posts - 5 authors - Last post: Jan 10, 2008NOTE: I am NOT an attorney. This is NOT to be used as legal advice. I am simply sharing my personal experience When asking for a JDB (Junk .

May 19, 2008 – Good afternoon. I'm in the process of trying to validate a debt. I mailed the law firm my validation letter and hadn't heard from them until .

Sep 2, 2011 – Is this proper validation? Because they can't show any proof .

15 posts - 11 authors - Last post: Mar 24, 2008On receiving the debt validation letter, the creditor or the collection agency must provide you with proper validation within a few days from the .

Debt validation - A consumer's right to challenge a debt and/or receive written . including reporting and verifying, until they supply proper validation to you after .

Legally what constitutes proper debt validation is an unsettled issue and depends on the specific nature of the dispute. Debt collectors believe all that is required .

11 posts - 5 authors - Last post: Sep 6, 2007I have been dealing with LVNV since 3/07. I sent a DV in late April/07 and .

What is validation or verification? Simply put, proper validation of a debt depends on the specific nature of the dispute. At a minimum, the debt collector is .

10 posts - 5 authors - Last post: Jan 10, 2008NOTE: I am NOT an attorney. This is NOT to be used as legal advice. I am .

14 posts - 7 authors - Last post: Jul 28, 2010He sent me debt validation back but I'm not sure if it's the proper validation. All he sent me was a copy of my vehicle purchase from the .

Debt validation is how you get debt collectors to prove you owe them the .

4 posts - 3 authors - Last post: Nov 27, 2009Is this proper validation of the debt? Even though they did not provide .

There is no time limit on responding as long as the collector's response includes proper validation of the debt. Quite often collectors are unable to obtain the .

20 posts - 8 authors - Last post: Jul 15, 2007I received a letter from Asset Acceptance LLC today and it says. " Thank .

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Pursuant to my rights under the state and federal fair debt collection laws, I hereby dispute and demand proper validation of the alleged debt owed on the .

The Junk Debt Buyer is basically waiting on him to Dispute the Debt and .

5 answers - Feb 23, 2009Hello~ We got a letter for a debt we allegedly owe… . Since they didn't send proper verification should I wait 30 days for the proper verification .

The FDCPA does not clearly set standards as what constitutes proper debt validation but the court's have made rulings that can be used as guidelines for proper .

It seems as though there has been a court decision that specifies what a proper debt validation is. I'm not sure if there have been other decisions, or if this one is .

May 26, 2011 – Sending you a bill is not the proper validation of debt.You .

The FDCPA does not define what constitutes proper debt validation, and the issue has not been fully resolved by the courts. In the leading case of Chaudhry v . .

Jul 26, 2011 – Those three elements alone do not serve as proper validation of debts. Also, the collection agency is always required to provide debt validation .

What exactly constitutes proper validation of a debt is not a settled issue and is likely to depend on the specific nature of the dispute. At a minimum, the debt .

Sep 18, 2008 – Be also aware that like it or not, the FDCPA does not precisely define what constitutes proper debt validation, and there was a legal precedent .

3 days ago – Debt Validation | If the debt collector has a bare account and the . The collection agent, in turn, has 30 days to respond with a proper and .

We have heard that a proper debt validation has not been clarified. Meaning that all a company needs to do is send you the name of the Original Debtor, their .

This is a request for PROPER validation of the above alleged debt. In accordance with the FDCPA, I have the right to request for a validation of this alleged debt. .

However according to case law the Fair Debt Collections Practices Act does not define what constitutes proper debt validation, and different courts have reached .

Question - Ajunk debt buyer attempted to sue me without proper validation. Find the answer to this and other Consumer Protection Law questions on .

What is validation or verification? Simply put, proper validation of a debt depends on the specific nature of the dispute. At a minimum, the debt collector is .

Oct 8, 2009 – What does a proper debt validation look like? A proper validation should explain how an account balance got from zero to the amount that is .

Feb 18, 2008 – What is the name of your state? CO Hello - On November 21,2007, I received a letter from Northland Group, Inc. saying that I owed $XXXX.

20 posts - 8 authors - Last post: May 10I DV'd with Aargon Agency and received a letter from an attorney representing them demanding payment and stating the amount I owed and the .

Debt validation is your right to have the debt collectors prove you owe what they say you owe. If the collector can't validate the debt, they can't collect from you.

The FDCPA does not define what constitutes proper debt validation, and the issue has not been fully resolved by the courts. In the leading case of Chaudhry v . .

3 posts - 3 authors - Last post: Aug 1, 2006Legal Help for Debts and Collections - What Constitutes Validation of a . and sent you this COLLECTION letter WITHOUT proper validation. .

10 posts - 10 authors - Last post: Aug 17The FDCPA does not define what constitutes proper debt validation and the issue has not been fully resolved by the courts. At a minimum, the .

Jun 19, 2009 – Because I am disputing this debt all Collection Activities must cease and you have 30 days to respond to my letter with proper validation. .

I sent a debt validation letter and I received a letter today from the collection agency. the letter.

What is proper debt validation? I sent a debt validation letter and I received a letter today from the collection agency. The letter stated that the summary listed in .

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These companies need to send you back PROPER validation that this debt is .

May 5, 2007 – There are a lot of questions about what constitutes debt validation.

What Is Proper Validation of Debt?. As of March 2010, American consumers collectively held an outstanding balance of $852 billion worth of credit card debt.

Jul 9, 2006 – paycheck to paycheck, fdcpa, affidavit: I ve been disputing a debt with a law firm. I requested validation (May 9) and they provided me with the .

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