Mar 2, 2011 – It can be confusing but the safest way for a residence loans to be accepted is by way of having a credit score rating of 640 and above. 3. .

Is 640 The Minimum Credit Score For a Home Mortgage Loan? . Regardless of credit history - regardless of work history or income – a buyer didn't even need a .

Frontline, PBS: "The best credit rates are given to people with scores above 770, . credit score represents an excellent credit risk and an excellent credit history. . . of subprime loans had credit scores above 640, generally considered the point .

My positive attributes included a relatively long credit history going back more . or better, what about the guy with a credit score 645, or even 640 credit rating?” .

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9 answers - Aug 12, 2007I have a credit score of 640 my fiance has a score of 750. Can we buy a .

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5 posts - 5 authors - Last post: Jun 24A 640 score is considered fair, that being said, you may not want to add inquires to your credit report just so the prime bank can tell you no. .

Oct 2, 2008 – But if you could get your credit score up from 639 to 640, you drop your interest rate from 7.355% to 6.809%, a difference of 0.546% (worth .

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Prosper uses Experian to obtain credit scores. Depending . .. What should I do if I disagree with my Prosper Rating or credit report score range? . . 640-719, 9, 9 .

Jul 14, 2005 – Let's assume you have two identical home mortgage applicants -- one with a score of 640 and the other with a credit rating right at the magic .

A credit score is a number that helps lenders and others predict how likely you are . Each score is based on the information then in your credit report. . . -80, 640. April Since Vera needs a reliable car, she asks her bank about auto loan rates. .

May 20, 2011 – I have a credit score of 640 and a charge off on my credit report, can I get an auto loan. I have a credit score of 640 and a charge off on my .

Learn how a poor credit report and low FICO credit score affects what you pay, . If you're below about 640, you're considered "subprime" and you may have .

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6 answers - Dec 11, 2007What kind of credit can I get with a 640 FICO score, interms of credit . You could get a car with zero down payment if you have a credit history! .

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Feb 14, 2011 – It can be confusing but the safest way for a residence loans to be accepted is by way of having a credit score rating of 640 and above. 3. .

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Stated income requires higher scores and a minimum score of 640 is needed. . A mortgage credit report, is not the same as a consumer credit, report available .

Well, you are just starting out, and you have no credit history to rate. . who never misses a payment, always pays on time, and still only has a 640 credit score? .

Feb 4, 2011 – It can be confusing but the safest way for a residence loans to be accepted is by way of having a credit score rating of 640 and above. 3. .

Feb 8, 2011 – While consumer credit card debt is down, so are credit scores, . If your score does not rise to a 640 or better while you are enrolled in our .

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1 answer - Mar 27, 2010Is a 640 credit rating excellent, good, fair or poor? On One Hand: A Good Score A credit score of 640 is considered good by Bankrate.com.

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2 answers - Feb 20, 2009. to send this out and have my credit report run by many different loan . Answers > Can I get a loan with a 640 credit score and $6000 dollar .

5 days ago – Here are some real examples of credit scores of my clients improving. . bankruptcy and credit score/rating Written by . That's because as of right now, you need a 640 credit score to be approved for an FHA mortgage loan. .

Aug 18, 2009 – The latest victim of the lending crisis could be your credit score. . A July 30, 2008 , report by Javelin Strategy & Research says that of the 13 . "If you had one credit card, you could go from 810 to 640 overnight," he says. .

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Oct 7, 2010 – HUD says they will insure FHA loans down to a 540 credit score with 20% down. . Most are going to a 640 middle credit score requirement to even look at your loan. . Compare Free Credit Score and Report offers .

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